Uwharrie Capital Corp Reports Strong Earnings and Dividend Plans

Uwharrie Capital Corp Announces Third Quarter Update

Uwharrie Capital Corp is making waves as it shares exciting financial results. The company, alongside its subsidiary Uwharrie Bank, has shown remarkable growth as of September 30, 2025. Their consolidated total assets reached a staggering $1.22 billion, up from $1.13 billion seen at the end of 2024. This positive trajectory reflects the bank’s commitment to expanding its services and providing value to its customers.

Financial Growth Highlights

In the nine-month period ending September 30, 2025, Uwharrie Capital Corp recorded a net income of $8.3 million. This is a rise from $7.6 million in the same timeframe last year. The net income available to common shareholders also saw an increase, boasting $7.8 million or $1.08 per share, compared to $7.2 million or $0.97 per share in 2024. Such growth indicates solid management and a resilient business model.

Quarterly Performance Insights

For the third quarter, Uwharrie Capital Corp reported a net income of $2.9 million, which is a slight decrease from $3.0 million during the same quarter last year. The net income attributable to common shareholders was $2.7 million, translating to $0.38 per share, down from $2.9 million or $0.39 per share in 2024. Despite the modest decline in quarterly earnings, the overall annual performance remains strong.

Dividend Declaration for Shareholders

In an exciting move for investors, the Board of Directors has approved a 3% stock dividend to benefit common stockholders. This dividend will be disbursed on December 1, 2025. This announcement not only enhances shareholder value but also reflects the company’s ongoing commitment to rewarding its stakeholders.

For those holding shares as of the record date on November 10, 2025, the dividend will be distributed electronically via book-entry, eliminating the need for physical stock certificates. This modern approach ensures that shareholders can easily see new shares added to their portfolio. If a stockholder has their shares in a brokerage account, shares will be delivered electronically to their account directly. Only whole shares will be issued, assuring no hassle for shareholders.

Innovation and Commitment to Growth

Uwharrie Capital Corp is dedicated to providing extensive financial services through its arm, Uwharrie Bank, along with Uwharrie Investment Advisors. The company continually explores ways to innovate its offerings and enhance client satisfaction. The financial solutions provided aim to cater to various customer needs, ensuring robust support in both personal and business finance.

Customer Engagement and Support

Uwharrie Capital Corp places significant importance on customer engagement and aims to maintain transparency in its operations. As the company continues to grow, it remains focused on fostering an environment where customer needs come first. Interested individuals can learn more about the extensive services offered by visiting Uwharrie's official site or contacting their support team directly.

Frequently Asked Questions

What are the recent earnings reported by Uwharrie Capital Corp?

For the nine months ended September 30, 2025, the company reported a net income of $8.3 million.

When will the 3% stock dividend be paid out?

The 3% stock dividend is scheduled to be paid on December 1, 2025.

What is the net income for the third quarter?

The net income for the three-month period ended September 30, 2025, was reported at $2.9 million.

How can shareholders access their dividends?

Dividends will be paid electronically via book-entry, simplifying the process for shareholders.

What services does Uwharrie Capital Corp offer?

Uwharrie Capital Corp provides a wide range of financial solutions through Uwharrie Bank and Uwharrie Investment Advisors.

About The Author

Hello, I'm Thomas Cooper, a financial expert and writer passionate about helping people understand and navigate the financial world. Having a solid financial background and a lot of experience, my area of expertise is simplifying difficult financial ideas into useful, understandable guidance. My goal with my writings and blog entries is to provide you the information and resources you need to make wise financial choices.

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