What Lenders Really Want from Self-Employed Borrowers (And How Accountants Help)
Category: Personal Finance Total Views: 920By : Logan Wright Updated: 10-08-2025
For self-employed Australians, buying a home can feel like an uphill battle. While salaried employees often present neat, predictable income records, business owners and freelancers face tougher scrutiny. Lenders want reassurance that income is stable, expenses are under control, and the borrower can comfortably manage repayments.
This doesn’t mean homeownership is out of reach for the self-employe... Read More
Top Pension Mistakes People Make – And How to Avoid Them
Category: Personal Finance Total Views: 984By : Lucas Young Updated: 10-01-2025
For most of us, pensions are something we know we should be paying attention to, but often don’t. Between day-to-day expenses, mortgages, and rising living costs, retirement planning can easily fall down the list of priorities. Yet in Ireland, with a population living longer than ever before, overlooking your pension could mean decades of financial shortfall once you stop working.
As a financial expert, I see the same errors repeated time and again by people across al... Read More
How Childhood Shapes Money Habits
Category: Personal Finance Total Views: 1225By : Dylan Bailey Updated: 09-29-2025
The way we handle money as adults often has roots that reach back much further than we realize. Childhood experiences shape our attitudes toward spending, saving, and even borrowing in ways that last for decades. Some people grow up watching their parents manage money carefully, while others see stress, conflict, or avoidance whenever finances are mentioned. These early lessons can influence whether someone saves diligently, lives paycheck to paycheck. Fortunately, there are fixes like ... Read More
5 Steps to Streamline Intergenerational Wealth Transfer
Category: Personal Finance Total Views: 603By : Owen Jenkins Updated: 09-25-2025
Anyone can dream of passing down wealth. Achieving it smoothly takes intentional planning, honest family conversations, up-to-date paperwork, and the right advisors.
Doing this well does more than protect dollars. It prevents misunderstandings and keeps family peace. If the goal is a legacy that lasts, start with these five steps.
1. Take Inventory and Title Assets Carefully
Begin with ... Read More
When You Can’t Speak, Your Choices Still Can
Category: Personal Finance Total Views: 853By : Logan Wright Updated: 09-25-2025
Picture yourself in a quiet hospital room. Machines hum, a clock ticks, and a doctor turns to your family with a hard question about life support. In moments like that, guessing can tear people apart. A living will steps in so your wishes are known in plain, clear words—no guessing, no guilt. Nakase Law Firm Inc. often receives inquiries from clients asking what is a li... Read More