TransUnion Prepares for Key Earnings Release and Outlook

Author: Evelyn Baker Updated: 10-22-2025 11:43 AM

TransUnion's Upcoming Earnings Report Insight

TransUnion (NYSE: TRU) is gearing up to unveil its quarterly earnings statement on an upcoming Thursday. Investors eagerly await this report to gauge the company's financial health and future prospects.

What Analysts Expect

It is projected that TransUnion will announce an earnings per share (EPS) of $0.99. Optimistically, investors anticipate not just hitting this target but also receiving favorable future guidance that signals potential growth.

Market Trends and Earnings History

The last quarter marked a notable performance where the company surpassed expectations with an EPS of $1.08, exceeding estimates by $0.13. This resulted in a slight uptick in share prices the following day, illustrating a positive market responsiveness to earnings reports.

Stock Performance Overview

As of October 21, TransUnion shares were trading at $80.94, reflecting a substantial 23.99% decline over the past year. Such downturns may lead long-term investors to feel cautious going into the earnings announcement.

Analyst Insights on TransUnion

Investor awareness is essential, especially regarding market sentiments. Currently, TransUnion holds an Outperform rating from analysts, with a one-year price target averaging $105.33, which indicates a favorable upside potential of 30.13%.

Comparative Market Analysis

When comparing TransUnion to its industry peers, the analysis provides critical insights:

UL Solutions: Analysts have a Neutral outlook, with a one-year price target of $71.67, suggesting a 11.45% downside.
Booz Allen Hamilton: Also rated Neutral, with a price target of $116.25 and an upside potential of 43.62%.
CACI International: Rated as Buy, presenting an impressive target of $568.6, indicating a massive 602.5% upside potential.

Performance Metrics

TransUnion outshines competitors in revenue growth, boasting a rate of 9.5%. However, it stands in the middle for gross profit, while its Return on Equity (ROE) of 2.46% ranks lower compared to peers.

Understanding TransUnion's Business Model

As one of the three major credit bureaus, TransUnion plays a pivotal role in providing consumer information vital for credit decisions. The company also delves into fraud detection, marketing, and various analytical services, operating in over 30 countries, with 20-25% of revenue originating from international markets.

Financial Health Key Indicators

Market Cap: TransUnion's market capitalization significantly exceeds industry norms, illustrating its commanding presence and market position.

Revenue Growth: The company achieved a solid revenue increase, affirming its growth trajectory as of the examined period, yet it faced challenges compared to the industry average.

Net Margin: TransUnion reports a net margin of 9.62%, a signal of effective cost management and profitability.

Debt Management: With a debt-to-equity ratio of 1.15, TransUnion demonstrates a conservative approach toward debt management.

Frequently Asked Questions

What is the anticipated EPS for TransUnion?

The expected earnings per share (EPS) for TransUnion is $0.99.

How has TransUnion's stock performed in the past year?

TransUnion's stock price has decreased by 23.99% over the last 52 weeks.

What is the analyst consensus for TransUnion?

Analysts have rated TransUnion as Outperform, with a price target suggesting a potential upside of 30.13%.

How does TransUnion's revenue growth compare to its peers?

TransUnion shows a 9.5% revenue growth rate, outperforming several competitors in the credit analysis market.

What key services does TransUnion provide?

TransUnion specializes in consumer credit information, fraud detection, marketing services, and analytical solutions across the globe.

About The Author

Greetings, I'm 32-year-old author and financial specialist Evelyn Baker. My introduction into the financial industry started with an economics degree and continued with a wealth of experience in wealth management and financial consulting. My great passion over the years has been assisting people and companies in making wise, well-informed decisions to reach their financial objectives.

My goal with writing is to simplify difficult financial ideas into understandable, doable guidance. My goal in writing many books and articles is to make personal finance understandable to everyone, irrespective of their experience or background. I want to give readers the information they need to take charge of their financial futures, from investing and retirement planning to budgeting and saving.

Along with my writing, I lead webinars and workshops where I provide doable advice and methods for achieving financial success. To reach a larger audience, I also frequently contribute to financial blogs and publications. My method is always to offer doable, real-world guidance that can actually improve people's lives.

Aside from my job, I like to cook, travel, and experience other cultures. I work hard to apply my belief in the value of a balanced life to my financial counsel. My goal in working is to encourage and enable people to succeed financially so they may lead the best lives possible.

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