Renaissance Unveils Innovative Dental Benefits for Members
Renaissance Enhances Dental Benefits with New Features
Renaissance Life & Health Insurance Company of America is making significant strides in the dental benefits sector by introducing innovative plan features aimed at combating rising dental expenses for both employers and employees. The enhancements are strategically designed to promote preventive care and improve overall member well-being.
Key Features to Impact Dental Care Costs
As dental procedures becoming increasingly costly, the need for comprehensive dental benefits is paramount. John Feeney, Vice President of Group Sales & Market Development at Renaissance, emphasizes this trend, stating that new plan features not only attract quality employees but also promote better health outcomes. Employers now have the opportunity to provide newer, more flexible dental care options to their workforce.
Major Services Guarantee: A New Standard
One of the standout features introduced is the Major Services Guarantee. This unique offering provides protection for members who undergo significant dental procedures through in-network providers. If the treatment fails, eligible procedures are replaced at no additional cost, provided the member maintains their coverage and has regular preventive care visits. This approach brings peace of mind to members who undergo costly treatments like root canals, crowns, and implants.
Maximizing Orthodontic Benefits
The Early Ortho Max Extender feature is another game-changer for members with orthodontic needs. It allows any early orthodontic treatments to be counted towards the Annual Maximum instead of the Lifetime Orthodontic Maximum. This means members can save more benefit dollars for when they truly need them, significantly reducing their out-of-pocket expenses.
Reducing Deductibles Through Preventive Care
Renaissance is also introducing the Vanishing Deductible feature, which rewards members for maintaining their preventive care habits. Each year, if a member receives at least one diagnostic or preventive dental service, their deductible reduces by $25 annually. This rewarding system not only incentivizes regular check-ups but also leads to tangible savings for members over time. The intensity of these little efforts ensures that engaging in regular dental visits benefits them financially, over time eliminating their deductible entirely.
Empowering Members for Financial Wellness
Feeney highlights the commitment of Renaissance to enhance healthcare affordability, stating that their innovative plan offerings help brokers and clients achieve a higher well-being level among employees, thereby helping organizations thrive. Whether through improved orthodontic coverage, decreasing deductibles or reliable protection for major services, these enhancements underline Renaissance's mission of empowering customers to navigate their financial and health goals with confidence.
About Renaissance
Founded with a vision to provide outstanding benefits, Renaissance Life & Health Insurance Company of America, alongside its partner Renaissance Life & Health Insurance Company of New York, specializes in ancillary benefits for employer groups and individuals throughout the nation. The suite of services includes dental, vision, life, and disability insurance, reinforcing the company's dedication to ensuring comprehensive support for their members and partners.
Frequently Asked Questions
What innovative features has Renaissance introduced for dental benefits?
Renaissance introduced features like the Major Services Guarantee, Early Ortho Max Extender, and the Vanishing Deductible to enhance dental benefits.
How does the Major Services Guarantee work?
This guarantee covers the cost of replacing major dental procedures that fail, as long as members maintain their coverage and have regular preventive care visits.
What does the Early Ortho Max Extender feature entail?
This feature allows early orthodontic treatment costs to count towards the Annual Maximum instead of the Lifetime Orthodontic Maximum, maximizing benefits.
How can members reduce their deductible with the new plan?
Members can reduce their deductible by receiving at least one preventive service each year, leading to a $25 reduction each year until it vanishes.
What is the primary mission of Renaissance?
The primary mission is to improve healthcare affordability and support members in achieving their financial and wellness goals through comprehensive benefits.
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