The Zebra’s 2019 Distracted Driving Report revea
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Insurers consider risk and the likelihood that someone will file claims when they determine whether or how much to raise insurance rates. Because distracted driving is now illegal behavior across the country, a ticket or violation for distracted driving will be listed on a person’s driving record. So even after a driver pays the traffic ticket and possible COURT COSTS for a distracted driving citation, they still face the INSURANCE PENALTY for the dangerous behavior — and that penalty is up nearly 10,000% since 2011.
This cost adds hundreds or even thousands of dollars a year to a driver's auto insurance bill.