Agree completely, its an important consideration. A multimillion dollar inheritance can even be an evil and harmful thing if given to the wrong individual. Important consideration is what to do with that legacy. I of course want to help my family, not make matters worse with a money responsibility they are incapable of appreciating or being responsible with regardless of what age it gets left behind. I have 6 kids, my third could handle it and be responsible with it. First and second are not there yet, but I'm praying they will get there. Until then they have to go their own path and earn it. Anything more given would complicate their lives not enrich them.