You can go the easy route and invest in VTI or SDY which

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Chrisdc73 bengaltiger14 #4630
You can go the easy route and invest in VTI or SDY which spreads out risk and still pays a good dividend. The IBB is a biotech fund that is more volatile. Some staple dividend plays PG, SO, GE, JNJ, etc. More risky, PFF, NLY pay much higher dividends.

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