Ping An's Robust Growth and Innovation in Financial Services

Ping An Insurance Announces Strong Growth in Half-Year Results

Ping An Insurance (Group) Company of China, Ltd. (HKEX: 2318; SSE: 601318) has reported its interim results for the first half of 2025, reflecting substantial growth in operating profit and a marked increase in its Life and Health insurance business. The Group has focused on innovation and reform, navigating a demanding external environment while maintaining steady performance.

Financial Performance Highlights

During the first half of 2025, Ping An achieved an operating profit attributable to shareholders amounting to RMB77,732 million, showcasing a growth of 3.7% compared to the previous year. The net profit attributable to shareholders also saw an upward trend, reaching RMB68,047 million. Furthermore, the company declared an interim dividend of RMB0.95 per share, marking a 2.2% increase year on year.

Growth in Life and Health Sector

A standout highlight from the report is the remarkable 39.8% year-on-year surge in new business value (NBV) for Ping An's Life and Health division. This growth is attributed to high-quality development across various sales channels, reflecting the company's robust customer outreach and service enhancements.

Strengthening Integrated Finance Strategy

Ping An has successfully implemented its integrated finance strategy, which combines financial services with health and senior care offerings. As of June 30, 2025, the number of retail customers rose to nearly 247 million, an increase of 4.6% from the previous year. The average number of contracts per customer also improved, highlighting the effectiveness of Ping An's customer-centric approach.

Investment and Asset Management Excellence

In a challenging market environment, Ping An has maintained strong performance in its investment management, achieving a comprehensive investment yield of 3.1% in the first half of 2025, up 0.3 percentage points year on year. The firm has consistently enhanced its asset allocation strategies, continuing to invest in areas that bolster its financial strength.

Technological Innovations Driving Efficiency

Ping An continues to leverage advanced technology to enhance its operational capabilities. The company has employed artificial intelligence and big data analytics to optimize customer service, streamline processes, and improve overall efficiency. AI solutions have contributed to significant reductions in service costs and accelerated response times for customers.

Community Engagement and Social Responsibility

The company remains committed to social responsibility initiatives, evidenced by its substantial investments in green technologies and rural revitalization projects. As of June 30, 2025, Ping An has cumulatively invested over RMB10.80 trillion to support the real economy and enhance its environmental sustainability efforts.

Future Outlook and Strategic Focus

Looking ahead, Ping An aims to build on its current momentum by further enhancing its integrated finance model while advancing its technology-driven strategies. The company is dedicated to delivering superior value to its customers by maintaining a focus on innovation, service differentiation, and high-quality development. In the second half of 2025, Ping An plans to strengthen its dual-pronged strategy of integrated finance and health and senior care services, positioning itself at the forefront of industry transformation.

Frequently Asked Questions

1. What was Ping An's operating profit for the first half of 2025?

Ping An reported an operating profit attributable to shareholders of RMB77,732 million, an increase of 3.7% YoY.

2. How much did Ping An's new business value (NBV) grow in the Life & Health sector?

The new business value of Ping An's Life & Health sector surged by 39.8% YoY in the first half of 2025.

3. What is the interim dividend declared by Ping An?

Ping An declared an interim dividend of RMB0.95 per share, reflecting a 2.2% increase compared to the prior year.

4. How is Ping An utilizing technology in its operations?

Ping An employs advanced technology like AI and big data analytics to optimize customer service, improve efficiency, and reduce costs.

5. What social responsibilities is Ping An fulfilling?

Ping An is actively investing in green development and supporting rural revitalization, with substantial investments targeting these initiatives.

About The Author

Greetings, I'm 32-year-old author and financial specialist Evelyn Baker. My introduction into the financial industry started with an economics degree and continued with a wealth of experience in wealth management and financial consulting. My great passion over the years has been assisting people and companies in making wise, well-informed decisions to reach their financial objectives.

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