North Dallas Bank & Trust Co.'s Earnings Report Insights

Author: Olivia Taylor Updated: 10-24-2025 10:21 AM

North Dallas Bank & Trust Co. Earnings Overview

North Dallas Bank & Trust Co. (NDBT) has recently released its financial results for the quarter ending September 30, detailing a net income of $2,153,174 or $0.84 per share for that period. Additionally, the bank reported net earnings of $5,563,832 or $2.17 per share for the nine-months concluded in the same timeframe, reflecting solid performance within the community banking sector.

Financial Performance Highlights

According to the CFO Glenn Henry, these figures indicate consistent growth for NDBT. Key financial metrics show that the institution is maintaining a healthy balance, as earnings were prepared internally without external reviews. This indicates a commitment to transparency and accountability.

Significant Earnings Breakdown

For the three months ending September 30, total interest income was reported as $21,679,467, while interest expense sat at $10,511,837, leading to a net interest income of $11,167,630.

Notably, the bank faced a provision for loan losses of $334,000, pointing to prudent risk management practices. In contrast, noninterest income for the same period has been disclosed at $1,415,333, complementing the total earnings.

Community Banking Focus

Founded in 1961, NDBT prides itself on being an independent community bank, actively serving its clients with five banking centers spread across various locations. The bank's headquarters is strategically located at 12900 Preston Road, aspiring to provide personalized banking experiences to its customers.

Customer-Centric Banking Model

NDBT is dedicated to empowering its customers with improved banking choices, offering a robust online banking platform alongside wealth management services. The commitment to providing authentic banking solutions aligns with its mission to foster financial literacy and stability in the community.

Market Outlook and Innovations

As the bank navigates through fluctuating market conditions, it remains focused on embracing innovation and technology to enhance service delivery. Its strategic approach includes investing in modern banking tools to keep pace with industry changes and customer expectations.

Contact Information

Those seeking further information regarding the financial performance or services offered by NDBT can contact Glenn Henry directly. Phone inquiries can be made by dialing 972-716-7100. Furthermore, potential clients can visit www.ndbt.com for additional resources and banking solutions.

Frequently Asked Questions

What were the key earnings reported by NDBT for Q3?

NDBT reported $2,153,174 in net income for the third quarter, equating to $0.84 per share.

How does NDBT ensure its financial results are reliable?

The bank prepares its earnings internally, emphasizing transparency and accountability.

What services does North Dallas Bank & Trust Co. offer?

NDBT offers a variety of services, including personal banking, wealth management, and online banking tools.

Where is North Dallas Bank & Trust Co. located?

The bank's headquarters can be found at 12900 Preston Road, Dallas.

How can I contact NDBT for more information?

For inquiries, clients can reach out to Glenn Henry via phone at 972-716-7100 or visit their website at www.ndbt.com.

About The Author

Olivia Taylor here, a 26-year-old writer and financial advisor. After earning a degree in finance, I worked in the sector for years. I've always loved numbers and had a talent for simplifying difficult financial ideas so that anyone could understand. I wrote my first book because of this passion; it helps readers take charge of their financial futures by fusing real-life stories with useful financial advice.

Whether they are just beginning their careers, preparing for significant life events, or seeking to invest wisely, my goal with my writing is to enable people to make educated financial decisions. The foundation of my work is the conviction that security and freedom of the individual are largely determined by financial literacy. To further financial education, I run workshops and frequently write for financial blogs in addition to my books.

I like to travel, experience other cultures, and find inspiration in daily life when I'm not writing or examining market trends. My passion is utilizing sound financial practices to help people reach their financial objectives and lead the best lives possible.

Contact Olivia Taylor privately here. Or send an email with ATTN: Olivia Taylor as the subject to contact@investorshangout.com.

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