Multitude Capital Releases Impressive H1 2025 Financials
Multitude Capital's H1 2025 Financial Highlights
Multitude Capital Oyj, a key subsidiary of Multitude AG, has published its Half-Year 2025 Report, providing insights into its financial performance for the first half of the year, as of June 30, 2025. The report reflects strong momentum in growth, highlighting the company's ability to adapt and thrive in an ever-changing financial environment.
Key Financial Figures
Positive Net Interest Income
The report details several key financial metrics, including a notable net interest income of EUR 614 thousand compared to a loss of EUR 64 thousand in the same period last year. This improvement is primarily attributed to increased interest income from loans granted to its parent company.
Profitability Metrics
Furthermore, the report shows a profit before income tax of EUR 495 thousand, a significant turnaround from a loss of EUR 141 thousand in the previous period. These figures are indicative of the company’s solid performance amidst challenging market conditions.
Funding Strategy and Bond Programme
Multitude Capital operates exclusively as a funding mechanism for the Multitude Group. Since its establishment in June 2024, the firm has successfully issued EUR 100 million in senior unsecured bonds as a part of its EUR 150 million bond programme. Featuring a floating rate coupon of 3-month EURIBOR plus 6.75%, these bonds have garnered significant investor interest, affirming the company’s robust funding approach.
Statement of Financial Position
As reported, Multitude Capital's total assets reached EUR 76.9 million as of June 30, 2025, reflecting a growth from EUR 74.7 million at the end of the previous year. This growth primarily stems from the increased loans extended to its parent company.
Total Liabilities Analysis
The company’s total liabilities stand at EUR 76.4 million, which shows an increase from EUR 74.6 million reported at year-end 2024. This rise can largely be attributed to the bond securities issued, underscoring Multitude Capital's strategic financing activities.
Availability of Financial Reports
The detailed financial documents are available in English and can be accessed through Multitude Group’s official website. They are easily located in the section dedicated to Multitude Capital Oyj, providing stakeholders with crucial information about the company's financial health and forecasts.
Company Contact Information
For further inquiries about the report or other investor relations matters, interested parties can contact Adam Hansson Tönning, Head of IR and Treasury. You can reach him through his phone number +46733583171 or via email at adam.tonning@multitude.com.
About Multitude Capital Oyj
Multitude Capital Oyj serves as the financing arm of Multitude Group, dedicated to issuing bonds that enhance the liquidity and operational capabilities of the Group.
Overview of Multitude AG
Multitude AG is a leading European FinTech company focused on digital lending and online banking services. The company caters to consumers, SMEs, and other FinTechs often ignored by conventional banks. With its comprehensive services delivered through three distinct business units, Multitude supports a vast range of financial needs, employing over 700 personnel across 25 countries and generating a combined turnover of 264 million euros in the previous year.
Frequently Asked Questions
What are the key highlights of Multitude Capital’s H1 2025 report?
The report indicates significant improvements in net interest income and profitability, marking a notable rebound from previous losses.
How much did Multitude Capital raise in its bond issuance?
Multitude Capital raised EUR 100 million in senior unsecured bonds under its EUR 150 million bond programme.
Who is the contact for investor relations at Multitude Capital?
Adam Hansson Tönning is the Head of IR and Treasury, and he can be reached at +46733583171 or via email.
Where can the H1 2025 financial report be accessed?
The financial report is available on Multitude Group’s official website, in the section dedicated to Multitude Capital Oyj.
How does Multitude AG support its customers?
Multitude AG provides diverse financial services through its three independent business units, catering to various customer needs in the lending and banking sectors.
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