Major Milestone for Mobilize Financial Services with Auto Lease Securitization
Mobilize Financial Services Announces Major Securitization Milestone
Mobilize Financial Services Group has reached a significant milestone by successfully placing a substantial securitization backed by French auto leases. This innovative financing approach underscores the company’s dedication to providing flexible financial solutions for mobility services.
Details of the Securitization Transaction
The FCT Cars Alliance Auto Leases France V2025-1, affiliated with Mobilize Financial Services, has placed a total of €739.3 million in securitized notes. This includes €700 million in senior notes as well as €39.3 million in subordinated notes. Both sets of notes have received high ratings, achieving AAA(sf) and A+(sf) from leading credit rating agencies Fitch and S&P, respectively.
Investors will appreciate the attractive terms offered; the senior tranche boasts a weighted average life of 2.01 years and is priced with a coupon of Euribor 1 month + 56 basis points. On the other hand, the subordinated notes have a longer weighted average life of 3.58 years and a coupon of Euribor 1 month + 90 basis points. This structure embodies a strategic approach within the leasing sector, allowing for sustainable financing solutions.
Implications for Mobilize Financial Services
This successful transaction showcases the diversified financing sources accessible to Mobilize Financial Services. By harnessing the potential of auto lease securitization, the company has illustrated its capability to adapt to market demands while supporting sustainable mobility. With the ongoing transition towards greener automotive solutions, Mobilize remains focused on creating offerings that meet evolving customer needs.
Mobilize Financial Services takes pride in their innovative financial products that enhance customer experiences and ensure accessibility to sustainable mobility options. With the successful placement of these securitized notes, Mobilize is set to continue its trajectory in the financial services industry.
About Mobilize Financial Services
Established nearly a century ago, Mobilize Financial Services operates as a subsidiary of Renault Group. The organization specializes in automotive financing and has continually evolved to meet the needs of its customers across various markets, including Renault, Nissan, and Mitsubishi brands.
With a presence in 35 countries and a dedicated workforce of approximately 4,000 employees, Mobilize has successfully financed over 633,000 contracts for both new and used vehicles as of mid-2025. The company’s commitment to sustainability and community engagement is evident through its diverse financial services, promoting environmentally friendly mobility solutions.
As of June 2025, Mobilize Financial Services reported average earning assets of €58.9 billion and pre-tax earnings reaching €607 million. Furthermore, the organization has actively developed its deposit-taking business, achieving net deposits totaling €30.5 billion, accounting for 49% of the company’s net assets. This growth reflects their resilience and adaptability in the fast-evolving automotive financing landscape.
For additional inquiries or information regarding Mobilize Financial Services, feel free to reach out to:
Analysts and Investors:
Financial Communication
+ 33(0) 1 76 88 81 74
contact_investor@rcibanque.com
Frequently Asked Questions
What is the significance of the recent securitization by Mobilize Financial Services?
This securitization represents a strategic move to diversify financing sources and enhance liquidity while supporting sustainable mobility solutions.
How much was raised in the securitization?
A total of €739.3 million was raised, split between €700 million in senior notes and €39.3 million in subordinated notes.
What are the ratings for the securitization notes?
The senior notes received a AAA(sf) rating and the subordinated notes received an A+(sf) rating from Fitch and S&P.
What role does Mobilize Financial Services play in the automotive sector?
Mobilize Financial Services offers financial solutions tailored to the automotive industry, partnering closely with Renault, Nissan, and Mitsubishi brands.
How is the company positioned in terms of financial growth?
With significant average earning assets and a strong commitment to fostering sustainable mobility, Mobilize Financial Services is well-positioned for ongoing growth in the competitive financial services market.
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