I would suggest calling Reid and asking him these questions. I just got off the phone with him and his answers were in line with what Bull, I, and a few others said last night and this morning. It will do you some good. This is a role reversal between you and I if there ever was one. I have and will always be a realist. The answers are there, just have to ask the right person. BTW, all of your questions and concerns are valid. The answers you will receive are valid as well. GLTU