I got one of those letters, and from the sound of it our ownership of CYDY was the triggering factor based on how many of us shareholders have gotten thos letters.
I agree with your comments and would add an additional thought: To our fellow shareholders, if you DIDN'T get a letter from Schwab regarding loaning out your shares that would mean you have them in a margin account and they don't require your permission to loan them out. If that's you, do as I did and create a cash account with them, then transfer your shares into it. I was working with a Schwab rep to do this, but he just sheparded through the process as I did it online. You can actually do it yourself on their website, which allows you to create an account and specify that it be non-margin.