If it's 90 days then 1/22 is it... guess we are all WAITING for that or for ANYTHING ... I am just trying to state FACTS that I think we know. As for buying, I'm satisfied with what I have which either will give me a fabulous return or like others in OTC total loss... I live and will live just fine with or without it. I do feel badly for those who don't realize any which way you cut it, it is ALWAYS a GAMBLE in OTC.