Frankly I don't understand the breathless dread in your post. Look at the fins. From them you simply can't know the credit terms or billing date. There is no aging report.

But here you are declaring from on high it’s a major issue, a PROBLEM, and dictating that is needs to be addressed. As if Steve doesn't know wtf is going on with his own accounts.

Sure, one can make some general assumptions but instead, you have shouted fire in the theater. I'm not going to pretend, like you, that I know the detailed character of the receivables - but I'll say this. People owe this company almost FIVE MILLION DOLLARS, all of which is subject to contract law. All future cash flow. Or most. Someone said auto dealers are notoriously slow to pay up. Imagine the leverage four plus million dollars worth of contracts gives Steve. Or do you think it's all a freaking optical illusion? This asset didn't exist twelve months ago and is something to celebrate not wring your hands over. Steve has proven he knows how to make money. Let him do his freaking job.