Churbz, I'm a Dave Ramsey fan. I am currently coordinating an FPU class in my home town. I'm also aware I'm not following his program in regards to my AMBS investment. But that is my responsibility. I won't be blaming anyone else if my investment here fails. I don't believe it will.

I got into Dave's program primarily to give me the right frame of mind to handle the wealth generated in this investment, and to become debt free and stay that way. I don't broadcast to others that I'm violating the part of his program that deals with investing, but I also won't lie about it if asked. I'll also state that what I'm doing with AMBS and Roth conversions of a large number of shares isn't for the timid or risk averse investor. I'm fully prepared to deal with the consequences if my choices turn out to be the wrong ones.

The Roth IRA is a fantastic vehicle for an investment such as Amarantus, if the shares are parked there and left alone until retirement. You're ahead of most investors if you're working that strategy. GLTY