Agreed.  You know I've compared the fraud and manipulation to the real estate CDS's and mortgage back security fiasco.  Top down fraud at it's best and white collar organized crime committed against the american public. Why do you think 90% of americans have lost 30% or better equity in their homes.  If you know enough about it then you start to see a pattern within the top 1% against the middle class.  I've said I have a quiet title lawsuit against Chase and one against Bank of America.  Haven't made a mortgage payment on two homes in 2.5 years. They can't legally foreclose and I knew this years ago.  I'm in principle reduction loan mod discussions now with senator offices involved, the treasury involved, etc.  They can't find the notes on my two properties,etc, etc.  The average american doesn't have a clue!