Bread Financial Ups Dividends and Expands Share Repurchase Plan
Bread Financial Increases Dividend for Shareholders
Bread Financial® (NYSE: BFH), a prominent tech-forward financial services firm, has made a notable announcement regarding its commitment to rewarding shareholders. The Board of Directors has declared a quarterly cash dividend of $0.23 per share on its common stock. This marks a 10% increase from the previous dividend of $0.21 per share, showcasing the company’s dedication to enhancing shareholder value.
Dividend Pay-Out Details
This increased dividend is scheduled for payment on December 12, 2025, to stockholders who hold shares as of close of business on November 7, 2025. Such a raise not only reflects the company's financial stability but also signals confidence in future growth.
Significant Increase in Share Repurchase Authority
In addition to the dividend increase, Bread Financial has authorized a substantial $200 million increase to its share repurchase program. As of the announcement, $140 million remained from prior authorizations, bringing the total to $340 million available for share buybacks. This move provides the company with greater flexibility to manage its capital effectively.
Strategic Financial Management
Ralph Andretta, the president and chief executive officer of Bread Financial, stated, "Our solid capital and cash flow generation, alongside a strong balance sheet, empower us to pursue all of our capital and growth priorities at once. This strategic approach provides a robust runway for delivering increased value to our shareholders through both higher dividends and share repurchases."
Considerations for Share Repurchases
While the authorization to repurchase shares has been granted, the actual execution will depend on market conditions, legal restrictions, and necessary approvals. It’s important to note that the company is not obliged to buy back a specific number of shares and can suspend or terminate the buyback program if needed.
About Bread Financial
Bread Financial® (NYSE: BFH) is recognized for providing innovative and personalized financial solutions to millions of consumers in the U.S. The company specializes in flexible payment, lending, and saving options that empower customers and enhance their financial experiences. With a focus on credit cards and savings products, Bread Financial aims to promote better financial habits and better lives for the customers it serves.
Future Plans and Customer Commitment
Bread Financial continues to expand its offerings by partnering with leading brands in various sectors, including travel, health and beauty, jewelry, and specialty apparel. These partnerships enhance the customer experience by providing a range of payment solutions that are tailored to fit unique needs.
Frequently Asked Questions
What prompted the increase in the dividend by Bread Financial?
The increase was driven by strong capital generation and a commitment to enhancing shareholder value.
How much is the new quarterly dividend announced by Bread Financial?
The new quarterly dividend is set at $0.23 per share, up from $0.21.
What is the total amount available for share repurchases after the increase?
The total amount available for share repurchases is now $340 million.
When will the new dividend be paid to shareholders?
The new dividend is scheduled to be paid on December 12, 2025, to shareholders on record as of November 7, 2025.
Who is the CEO of Bread Financial?
The current president and CEO of Bread Financial is Ralph Andretta.
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