Bank OZK Reports Impressive Earnings Growth in Q3 2025

Author: Owen Jenkins Updated: 10-16-2025 04:13 PM

Bank OZK Achieves Record Earnings in Q3 2025

Bank OZK (NASDAQ: OZK) has made headlines with its remarkable financial performance, reporting a net income of $180.5 million for the third quarter of 2025. This figure marks a 1.9% increase compared to the same quarter in the previous year, when the net income was $177.1 million. Over the first nine months of 2025, the bank's net income also showed significant growth, reaching $527.4 million, up from $522.1 million, reflecting a 1.0% increase.

Diluted Earnings Per Share on the Rise

The diluted earnings per common share (EPS) for the third quarter stood at an all-time high of $1.59, a notable 2.6% rise from the $1.55 reported in Q3 2024. For the first nine months of 2025, the EPS reached $4.64, showing a 1.3% increase from $4.58 of the same period in 2024. These figures highlight the bank's strong operational efficiency and solid financial health.

Leadership Insights on Quarterly Performance

George Gleason, the bank's Chairman and Chief Executive Officer, expressed his enthusiasm regarding these outstanding results. He noted, "During the third quarter, we achieved record net income, record EPS, and record net interest income. Our capital ratios reflect meaningful growth, and we maintain solid asset quality. The strong results from the first nine months position us excellently for full-year records."

Financial Disclosures and Resources

In conjunction with these results, Bank OZK has released detailed management comments and a financial supplement, both of which can be found on the bank's investor relations website. Stakeholders and interested parties can review these comprehensive materials for insights into the bank’s strategy and financial outlook.

Upcoming Investor Conference Call

Management has arranged a conference call set for 7:30 a.m. Central Time, inviting investors and analysts to engage with the team's insights and inquiries. Participants can access the live Webcast via the investor relations website, ensuring transparency and clear communication regarding the bank's future directions.

Bank OZK's Commitment to Financial Solutions

Founded in 1903, Bank OZK is dedicated to providing innovative financial solutions and outstanding customer service through its expert banking team. With over 260 offices across nine states, the bank has become a stronghold in the regional banking sector, boasting total assets of over $41.6 billion as of the end of September 2025.

General Information About Bank OZK

Bank OZK (NASDAQ: OZK) is recognized for its unwavering commitment to excellence in financial services. The bank has consistently focused on meeting the evolving needs of its clients, ensuring they receive tailored financial products and services. For more detailed information, visit their official website.

Investor and Media Contacts

If you require further details or have inquiries, you can reach out to:
Investor Contact: Jay Staley, (501) 906-7842
Media Contact: Michelle Rossow, (501) 906-3922

Frequently Asked Questions

What were Bank OZK's earnings for Q3 2025?

Bank OZK reported net income of $180.5 million for the third quarter of 2025.

How much did the EPS increase for Bank OZK in Q3 2025?

The diluted earnings per share for Q3 2025 rose to $1.59, a 2.6% increase from the prior year.

When will the investor conference call take place?

The investor conference call is scheduled for 7:30 a.m. Central Time on Friday, October 17, 2025.

What is Bank OZK's total assets as of September 2025?

As of September 30, 2025, Bank OZK had $41.6 billion in total assets.

Who can I contact for more information about Bank OZK?

You can contact Investor Jay Staley at (501) 906-7842 or Media Michelle Rossow at (501) 906-3922 for inquiries.

About The Author

Hi there I'm 38-year-old author and financial consultant Owen Jenkins. Having worked in the financial sector for more than ten years, I am well-versed in the subtleties and complexity that mold our financial environment. Following a degree in finance, I worked in a number of financial institutions honing my abilities in market analysis, financial planning, and investment strategies.

My love is teaching others about investing and personal finance. My goal in writing many books and articles has been to demystify financial ideas and give readers the information they need to make wise financial decisions. I write with a direct, useful style that emphasizes doable suggestions for daily living.

Along with writing, I lead webinars and seminars where I impart knowledge on how to successfully negotiate the financial world. I also write for financial journals and show up as a guest expert on financial news programs a lot. Whether they are new to investing or want to improve their approach, my mission is to enable people to take charge of their financial futures.

Beyond work, I like to hike, play the guitar, and spend time with my family. I think that balance is crucial and want to encourage people to strike a balance between their financial aspirations and their hobbies. I want to help people succeed and achieve financial security through my work, so having a good influence.

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