ARMOUR Residential REIT Q3 2025 Financial Overview

Author: Evelyn Baker Updated: 10-22-2025 04:28 PM

Latest Financial Results of ARMOUR Residential REIT

ARMOUR Residential REIT, Inc. (NYSE: ARR) recently reported its financial results and standing, extending the conversation about its strategic initiatives and market positioning.

Q3 2025 Performance Highlights

The quarter ended successfully with notable outcomes:

GAAP net income available to stockholders reached $156.3 million, equating to $1.49 per share.
Net interest income was recorded at $38.5 million.
Distributable earnings amounted to $75.3 million, translating into $0.72 per share.
The average interest income was 5.05%, while the interest cost on liabilities stood at 4.63%.
The economic net interest spread computed at 1.83% demonstrates effective management.
During the quarter, ARMOUR raised approximately $298.6 million through the sale of 18.5 million shares, net of underwriting fees.
In September, the company executed a stock repurchase program, buying back 684,102 shares.
Monthly dividends paid totaled $0.72 per share.

Financial Position as of September 30, 2025

ARMOUR's position indicates robust growth:

Book value per common share grew by 3.5% to $17.49.
The liquidity, comprising cash and securities, stood at an impressive $1.1 billion.
The overall portfolio value totaled $18.2 billion, primarily made up of agency mortgage-backed securities.
The debt to equity ratio was noted at 7.78:1.

Company Updates

As of October 20, 2025, ARMOUR has:

111,898,236 shares of common stock outstanding.
Liquidity that exceeded $927 million, including cash and securities.
A securities portfolio valued at approximately $18.8 billion.
Successfully raised $0.3 million of capital by issuing shares of preferred stock through market offerings.
A debt to equity ratio of 8.12:1, indicating a stable structure.

Future Dividend Payments & Strategic Initiatives

ARMOUR plans to continue its monthly cash dividends, sustaining a consistent rate of $0.24 per share. Notably, cash dividends will be payable on the established dates to registered holders.

Armour's Market Approach

ARMOUR focuses primarily on fixed-rate and adjustable-rate mortgage-backed securities. This strategy allows ARMOUR to navigate the real estate investment trust (REIT) landscape effectively, maintaining a competitive edge in funding and capital management.

ARMOUR's Commitment to Transparency

ARMOUR is committed to providing its shareholders with ongoing updates. Its upcoming conference call on October 23, 2025, will further assist investors in understanding the company's operations and strategic plans. Attendees are encouraged to register early for this event.

Frequently Asked Questions

What is the latest GAAP net income for ARMOUR Residential REIT?

ARMOUR's GAAP net income for Q3 2025 was $156.3 million, corresponding to $1.49 per share.

What is the book value per common share as of September 30, 2025?

The book value per common share increased to $17.49, marking a growth of 3.5% from the previous quarter.

What are ARMOUR's dividend payments plans?

ARMOUR has announced a monthly cash dividend of $0.24 per share for the upcoming months, payable to shareholders of record on designated dates.

What notable transactions occurred in Q3 2025?

The company sold 18.5 million shares of common stock for approximately $298.6 million and repurchased shares under an active buyback program.

How does ARMOUR approach capital management?

The company invests mainly in various mortgage-backed securities, leveraging its portfolio's performance to optimize capital and maximize returns for shareholders.

About The Author

Greetings, I'm 32-year-old author and financial specialist Evelyn Baker. My introduction into the financial industry started with an economics degree and continued with a wealth of experience in wealth management and financial consulting. My great passion over the years has been assisting people and companies in making wise, well-informed decisions to reach their financial objectives.

My goal with writing is to simplify difficult financial ideas into understandable, doable guidance. My goal in writing many books and articles is to make personal finance understandable to everyone, irrespective of their experience or background. I want to give readers the information they need to take charge of their financial futures, from investing and retirement planning to budgeting and saving.

Along with my writing, I lead webinars and workshops where I provide doable advice and methods for achieving financial success. To reach a larger audience, I also frequently contribute to financial blogs and publications. My method is always to offer doable, real-world guidance that can actually improve people's lives.

Aside from my job, I like to cook, travel, and experience other cultures. I work hard to apply my belief in the value of a balanced life to my financial counsel. My goal in working is to encourage and enable people to succeed financially so they may lead the best lives possible.

Contact Evelyn Baker privately here. Or send an email with ATTN: Evelyn Baker as the subject to contact@investorshangout.com.

About Investors Hangout

Investors Hangout is a leading online stock forum for financial discussion and learning, offering a wide range of free tools and resources. It draws in traders of all levels, who exchange market knowledge, investigate trading tactics, and keep an eye on industry developments in real time. Featuring financial articles, stock message boards, quotes, charts, company profiles, and live news updates. Through cooperative learning and a wealth of informational resources, it helps users from novices creating their first portfolios to experts honing their techniques. Join Investors Hangout today: https://investorshangout.com/

The content of this article is based on factual, publicly available information and does not represent legal, financial, or investment advice. Investors Hangout does not offer financial advice, and the author is not a licensed financial advisor. Consult a qualified advisor before making any financial or investment decisions based on this article. This article should not be considered advice to purchase, sell, or hold any securities or other investments. If any of the material provided here is inaccurate, please contact us for corrections.