Xactus and ACES Join Forces to Simplify Mortgage Verifications
Xactus, a leading verification provider for the mortgage industry, has announced a seamless integration with ACES Quality Management. The move brings Xactus’ verification capabilities directly into ACES, giving lenders a cleaner, faster way to manage key steps in their quality control workflow across the mortgage ecosystem.
Quality Control, Streamlined Inside ACES
By connecting Xactus to ACES’ network of third-party verification services, lenders can order, track, and receive Xactus re-verification documents without leaving the ACES Quality Management platform. Everything lands in one place. That single-system flow reduces manual data re-entry, cuts down on avoidable mistakes, and helps QC audits move with more consistency and speed.
What Lenders Can Verify Within ACES
Through this integration, Xactus offers verification options natively within the ACES framework. Available documents include Employment Verification, Credit Reports, and Tax Transcripts—core items lenders rely on for a complete verification picture. With these artifacts delivered where work already happens, teams spend less time toggling between systems and more time reviewing results.
What Industry Leaders Are Saying
Reaction from both organizations underscores the value of the connection. Michael Crockett, Chief Operating Officer at Xactus, shared: “We’re thrilled about this integration. We’re giving ACES’ users access to our top-tier verifications, enhancing their ability to support their loan quality and risk management initiatives.”
Trevor Gauthier, CEO of ACES Quality Management, highlighted how embedding Xactus’ verification services gives clients streamlined access to critical verification steps right inside ACES. The outcome for lenders: more efficient quality control operations while holding firm to high standards of loan quality.
About Xactus
Xactus is a recognized leader in mortgage verifications, serving over 6,500 clients—including large bank and non-bank mortgage originators, credit unions, and mortgage brokers. The company unifies a 360° verification process and builds it into existing lender workflows. That approach supports a modern mortgage experience marked by speed, reliability, and accuracy—ultimately helping lenders close loans faster and improve profitability.
Learn More About Xactus
To see how Xactus supports lenders with its verification solutions, visit the company’s website and explore the offerings that are now accessible within ACES.
About ACES Quality Management
ACES Quality Management provides enterprise quality management and control software tailored to financial services. Many of the country’s most prominent lenders and financial institutions rely on ACES Quality Management & Control Software to increase audit throughput, strengthen quality, and keep costs in check.
ACES serves a wide range of clients: 70% of the top 20 independent mortgage lenders, 7 of the top 10 loan servicers, 11 of the top 30 banks, and 3 of the top 5 credit unions in the U.S. use its solutions. With Flexible Audit Technology, organizations can adapt ACES to their specific business needs without heavy IT lift.
Frequently Asked Questions
How does the Xactus–ACES integration improve QC workflows?
It lets lenders order, track, and receive Xactus re-verification documents directly inside the ACES Quality Management platform. Working in one system reduces manual re-entry and the errors that come with it, helping QC audits move faster and more smoothly.
Which verification documents are available through ACES?
Employment Verification, Credit Reports, and Tax Transcripts are available within the ACES framework through Xactus. Having these essentials in one place gives lenders a fuller view of borrower data without bouncing between tools.
Who uses Xactus’ verification services?
Xactus serves over 6,500 clients. That includes large bank and non-bank mortgage originators, credit unions, and mortgage brokers across the industry.
What does ACES Quality Management software help organizations achieve?
ACES helps increase audit throughput, improve quality, and maintain cost efficiencies. Its Flexible Audit Technology allows institutions to tailor the platform to their needs without extensive IT resources.
Why is this partnership meaningful for lenders?
Embedding Xactus verifications in ACES streamlines access to critical checks, strengthening loan quality and risk management efforts. Lenders gain efficiency while staying aligned with high standards of loan quality.
