$IOGA sum of money and there are no second chances.†As a result of the two financial meltdowns in the last decade where the marked lost over 40% in each case, studies show peoples top concerns for retirement are 1) not losing money and 2) worry of higher taxes. INSCOR strategies use investment grade, tax advantages insurance products that allow people to profit from market gains while not exposing their assets to market losses and eliminating taxes on growth and retirement income at the same time