Handelsbanken’s Interim Report January– June 2

Summary January – June 2013, compared with January – June 2012 · The period’s profit after tax for total operations went up by 9 per cent to SEK 7,161 million (6,594), while earnings per share increased to SEK 11.29 (10.54) · Operating profit increased by 2 per cent to SEK 9,059 million (8,871) · Return on equity for total operations was 14.2 per cent (14.3) · Income rose by 2 per cent to SEK 18,040 million (17,705) · Net interest income was SEK 13,214 million (13,135) · The C/I ratio was 46.5 per cent (46.6) · The loan loss ratio was 0.07 per cent (0.07) · The core tier 1 ratio according to Basel II increased to 18.2 per cent (16.1), while the core tier 1 ratio according to Basel III was 17.8 per cent · The Bank’s liquidity reserve exceeded SEK 750 billion Summary of Q2 2013, compared with Q1 2013 · The period’s profit after tax for total operations went up by 7 per cent to SEK 3,695 million (3,466), while earnings per share increased to SEK 5.82 (5.47) · Operating profit increased by 9 per cent to SEK 4,723 million (4,336) · Return on equity for total operations rose to 15.1 per cent (13.8) · Income increased by 5 per cent to SEK 9,240 million (8,800) · Expenses rose by 1 per cent to SEK -4,215 million (-4,182) · The loan loss ratio was 0.07 per cent (0.06) The slide presentation for today’s press conference will be available at 06.30 CET at www.handelsbanken.se/ireng For further information, please contact: Pär Boman, President and Group Chief Executive Tel: +46 (0)8 22 92 20 Ulf Riese, CFO Tel: +46 (0)8 22 92 20 Mikael Hallåker, Head of Investor Relations Tel: +46 (0)8 701 29 95, miha11 @ handelsbanken.se Handelsbanken discloses the information provided herein pursuant to the Securities Markets Act. Submitted for publication on 17 July 2013, at 06.30 CET. For more information about Handelsbanken, please go to: www.handelsbanken.com