Interim Report January - June Second quarter 2013

Second quarter 2013 Compared with first quarter 2013 · The result for the quarter amounted to SEK 1 592m (3 525), of which the result for continuing operations** was SEK 3 478m (3 916) · Earnings per share for total operations amounted to SEK 1.45 (3.21*) before dilution and SEK 1.44 (3.19*) after dilution · Earnings per share for continuing operations** after dilution amounted to SEK 3.15 (3.54*) · The return on equity was 6.5 per cent (13.8) and the return on equity for continuing operations** was 14.1 per cent (15.3) · The cost/income ratio was 0.46 (0.45) · Net interest income amounted to SEK 5 409m (5 353) · Profit before impairments decreased by 4 per cent to SEK 4 853m (5 039) · Swedbank reported net credit impairments of SEK 88m (60) · The Common Equity Tier 1 ratio was 18.0 per cent according to Basel 2 (16.7 per cent on 31 December 2012). The Common Equity Tier 1 ratio according to Basel 3 was 17.2*** per cent (15.4 per cent on 31 December 2012) January-June 2013 Compared with January-June 2012 · The result for the period amounted to SEK 5 117m (6 557), of which the result for continuing operations** was SEK 7 394m (7 177) · Earnings per share for total operations amounted to SEK 4.66* (5.97) before dilution and SEK 4.63* (5.95) after dilution · Earnings per share for continuing operations** after dilution amounted to SEK 6.69* (6.51) · The return on equity was 10.1 per cent (13.6) and the return on equity for continuing operations** was 14.7 per cent (14.9) · The cost/income ratio was 0.45 (0.48) · Net interest income increased by 8 per cent to SEK 10 762m (9 930) · Profit before impairments increased by 6 per cent to SEK 9 892m (9 362) · Swedbank reported net credit impairments of SEK 148m (net recoveries of SEK 145m) * After deducting the preference share dividend, earnings per share for the first quarter 2013 were SEK 1.63 for total operations. The calculations are specified on page 50. ** Russia and Ukraine are reported as discontinued operations. *** According to Swedbank’s interpretation of future regulations. Read the full report on www.swedbank.com/ir or in the pdf document attached.