I think SGBP would be a good choice for those with

I think SGBP would be a good choice for those with patience. This bank is on a trajectory to be profitable during the late third quarter or early fourth quarter of this year. The pps is at .075 as of this post but you might be able to get shares cheaper. If you have some "loose change" in your account, Syringa Bank just might be a good place to put that "loose change".