OptimumBank Holdings (NYSE American: OPHC) announced the launch of a limited-time owner-occupied commercial real estate financing promotion for the first quarter of 2026, offering qualified borrowers up to 80 percent loan-to-value at an interest rate of SOFR plus 2.67 percent with a one-quarter point origination fee. The promotion is aimed at supporting growing businesses seeking competitive financing solutions while reinforcing the bank’s relationship-driven lending model and local decision-making approach, with applications required to be completed and submitted by March 31, 2026.
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