NetworkNewsBreaks – OptimumBank Holdings Inc.’s (NYSE American: OPHC) Community Banking Strategy Fuels Strong Performance
OptimumBank Holdings (NYSE American: OPHC), a holding company that owns 100% of community bank OptimumBank, headquartered in Fort Lauderdale, Florida, was featured in a recent article that discussed its solid performance for Q3 2025, including net earnings of $4.32 million, an increase from both the prior quarter and the same period last year. “The results mark an increase from both the second quarter’s $3.60 million and the $3.30 million earned in the same period last year. For the first nine months of 2025, net income reached $11.8 million, driven by a $5.26 million improvement in net interest income and higher noninterest revenue… Total assets rose to $1.08 billion, an $83.92 million increase from June 30. The bank’s funding profile also strengthened, with deposits reaching $959.49 million. That reflects a quarterly increase of $80.62 million and nearly $153 million more than a year earlier,” the article reads.
“OptimumBank’s growth strategy continues to center on traditional relationship banking for businesses and consumers in South Florida. In a recent interview, Chairman Moishe Gubin underscored the importance of community-focused operations. ‘We are a community bank that services businesses and individuals,’ he said, adding that the institution emphasizes personal service over the broad, technology-driven approach of national banks. ‘Our customers are truly like family members; they’re known to the bank.’ The lending portfolio reflects that positioning. ‘We haven’t had a bad loan in many, many years,’ Gubin noted, pointing to a borrower base concentrated among familiar, longstanding clients.”
NOTE TO INVESTORS: The latest news and updates relating to OPHC are available in the company’s newsroom at https://nnw.fm/OPHC
Please see full terms of use and disclaimers on the NetworkNewsWire website applicable to all content provided by NNW, wherever published or republished: http://NNW.fm/Disclaimer
OptimumBank Holdings (NYSE American: OPHC), a holding company that owns 100% of community bank OptimumBank, headquartered in Fort Lauderdale, Florida, was featured in a recent article that discussed its solid performance for Q3 2025, including net earnings of $4.32 million, an increase from both the prior quarter and the same period last year. “The results mark an increase from both the second quarter’s $3.60 million and the $3.30 million earned in the same period last year. For the first nine months of 2025, net income reached $11.8 million, driven by a $5.26 million improvement in net interest income and higher noninterest revenue… Total assets rose to $1.08 billion, an $83.92 million increase from June 30. The bank’s funding profile also strengthened, with deposits reaching $959.49 million. That reflects a quarterly increase of $80.62 million and nearly $153 million more than a year earlier,” the article reads.
“OptimumBank’s growth strategy continues to center on traditional relationship banking for businesses and consumers in South Florida. In a recent interview, Chairman Moishe Gubin underscored the importance of community-focused operations. ‘We are a community bank that services businesses and individuals,’ he said, adding that the institution emphasizes personal service over the broad, technology-driven approach of national banks. ‘Our customers are truly like family members; they’re known to the bank.’ The lending portfolio reflects that positioning. ‘We haven’t had a bad loan in many, many years,’ Gubin noted, pointing to a borrower base concentrated among familiar, longstanding clients.”
NOTE TO INVESTORS: The latest news and updates relating to OPHC are available in the company’s newsroom at https://nnw.fm/OPHC
Please see full terms of use and disclaimers on the NetworkNewsWire website applicable to all content provided by NNW, wherever published or republished: http://NNW.fm/Disclaimer
