NetworkNewsBreaks – OptimumBank Holdings, Inc. (
Post# of 22

OptimumBank Holdings (NYSE American: OPHC) reported Q3 2025 net earnings of $4.32 million, up from both the prior quarter and the year-ago period, with nine-month earnings rising to $11.80 million on stronger net interest income and higher noninterest income; deposits grew $80.62 million sequentially to $959.49 million, loans rose $29.16 million to $813.72 million, total assets reached $1.08 billion, and stockholders’ equity increased to $116.89 million as the Bank delivered a 1.68 percent ROAA and a 4.37 percent net interest margin while marking its 25th anniversary with continued balance-sheet expansion and core earnings momentum.
NOTE TO INVESTORS: The latest news and updates relating to OPHC are available in the company’s newsroom at https://nnw.fm/OPHC
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