right! it's not some big message. He's just saying

right! it's not some big message. He's just saying...take your financial future into your own hands through education and knowledge. he's not saying can your 401k. Just don't be limited by that. A 20$ investment in this is 5k and that 5k has a multiplier built into it...what has the potential to give such a return with 20$? so what even if not. 20$ buys a pizza. immediate gratification that soon diminishes leaving you nothing but wanting more.

At least with this $20 you got a chance at changing your life. better then lottery tickets. jmho.