$SMME The SmartMetric biometric card allows for simple and frictionless fingerprint enrollment. Because it is not using the EMV/Smartcard chip to store the fingerprint it does not need a separate reader to capture the person's fingerprint for storage inside the Biometric card. In the case of credit and debit cards, other companies’ biometric cards need the person to go into a bank branch to have their fingerprint captured and stored into the card using a special fingerprint reader. This is highly inconvenient for the public and of course impracticable in credit card markets such as the United States where the vast majority of new credit cards issued to customers are sent out via the mail.
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