Just a suggestion-e-trade, and probably others, allows you to name a beneficiary for your stock account. He can now trade same as me if I go to the Promised Land !! Save alot of head aches-just call and they will send you a form-fill it out and you are set-be ashamed to have millions sitting in your account and have a problem getting to it. BTW, I am referring to my son. JMO
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