Interest rate seems kind of low from what I was

Interest rate seems kind of low from what I was seeing about other borrow rates. No?
I have never expressed interest in this to Fidelity, but probably they are contacting all shareholders who own CYDY?

Dear XXXXX
Thank you for your interest in Fidelity's Fully Paid Lending Program. Attached, please find some information about the opportunity. The program fact sheet, Master Securities Lending Agreement (MSLA), and collateral documents are all included. The MSLA governs the securities lending relationship between you and Fidelity and the Collateral Appointment Letters provide an overview of the services that Wells Fargo and Bank of America provide as collateral agents. The other documents are for informational purposes and do not require your signature.
Currently, the following positions and rates could apply (subject to change based on market conditions):
Symbol Rate
CYDY 12.750%
If you are interested in enrolling in the program, please complete and sign the attached MSLA and Collateral Appointment Letters and fax the signed agreements to Fidelity Capital Markets at (617) 217-3666. You may also scan and email the signed documents to FullyPaidLending@FMR.com. When completing the documents, please enter your full account name as it appears on your Fidelity account, including all registration details for retirement, trust and corporate accounts. Please use multiple agreements if you are enrolling both an individual account and accounts that require multiple signatures or have different owners such as joint accounts and trust accounts. If you decide to enroll, please let us know if there are any particular holdings (e.g. your company stock) that are not eligible for lending or you would otherwise like to exclude from lending.