I 100% agree, bashing is not discusion! Then people are put on the defence and all we get is the back and forth negative effect. I concur their are realities that I don't necessarily agree with but I'm not bashing them for that. I can email my Q's to the board and might offer an alternative suggestion and then share it with the board for discussion. I've made the decision, as a grown adult, with a plan and I enjoy the banter but I truly enjoy the info I have learned to either stay with my shares or sell. I don't need the drama. Thanks Respert24 for sharing.