In crypto you can lend money to various places and they currently are paying a nice interest rate in addition to various staking you can do on certain tokens to earn interest on the interest. They might walk and take your money right? But you can see them operate from a distance for awhile and improve your odds. In the end they still might walk with it. And one has no idea who they are even lending to. But without taking a chance there’s no reward.
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My comments are only my opinion and are not to be used for investment advice. Please conduct your own due diligence before choosing to buy or sell any investment.