Thanks, and the cherry on the top is, while I am r

Thanks, and the cherry on the top is, while I am retired with no earned income, I took advantage of last year’s IRA RMD option and not take a withdraw. Instead, I bought GNBT shares with IRA funds and moved the shares to my ROTH. Normally, you can only move IRA funds from your IRA account to your ROTH account after you take your RMD. The RMD and the ROTH transfer are taxed the same. The tax liability on the ROTH transfer is calculated at the share price the day before I moved them. I actually doubled my calculated RMD dollar amount in GNBT purchases, so last year’s income will be higher (more taxes) than normal, but now all my GNBT profits (hopefully) will be tax free.