It is just your opinion...and you can keep stating it over and over again if you wish but the negativity doesn't help others on this board. We/I am looking to the future at what is going on NOW and waiting for results from the insurance company angle. You may want to dwell on things that haven't come to fruition yet, and that is your choice. In our current situation with the C19 virus it would be helpful to keep comments positive or not comment at all. IMO. GLTU