Aloha Maui! I missed that in the PR so thanks for

Aloha Maui! I missed that in the PR so thanks for pointing that out! I guess "Magic Link" must have userid/password encrypted so they just click on a link or button and are logged in. Good idea as less computer savvy users may forget password and have to get it reset, or else enter invalid password several times and get locked out. Anything that makes the end user experience easier is definitely a good thing. I do like Verb's term "frictionless"!