We all Know .... If you want to be safe, you must assume your devices are infected. Polymorphic Keyloggers used by Hackers can be loaded with 1000's of IP addresses and told to shut down and reboot using one of the 1000's of IP addresses every hour, or even every 10 minutes if they so desire. So when Brian Dye, Symantec's senior vice president for information security says that anti-virus is dead, he must mean that they cannot find the newly rebooted virus and sent out a fix fast enough to keep anyone safe. THE ONLY WAY TO STAY SAFE IS TO USE GuardedID and MobileTrust which protect us in real time. DSS, AJ Gallagher and FirstData/BankofAmerica all know this and this is why they are implementing this technology.
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Never argue with stupid people, they will drag you down to their level and then beat you with experience.