I think I’m around the higher end of that percen

I think I’m around the higher end of that percentage, I don’t think that many people my age, 29, and younger, save much and think about the future and retirement. Unless their employer has retirement benefits like a 401k match or something like that then they will, but usually just that, which wouldn’t be enough, imo. I’m making sure I’ll be ready and don’t care if I put “too much” in early on.