Thank you WNC for shareholder letter update. It is very interesting. It appears a lot of folks disappointed since he did not reveal the name of PL2. We are moving in all front and business is growing. Keep in mind that now we are approaching the insurance companies with ease. Unfortunately my concern has not ben subsided by this SHL. SB is way over his head. There is no way a person can handle this kind of business. There is a lot of suspicious toward him including me. Unless he address the management structure I am afraid the suspicious won't go away. By improving management structure we can grow exponentially.