I didn't give them the tip on Baltia. It actually came from one of my relatives but after DD of my own I decided to risk a modest amount of about $35,000 on the company because that is the way I have acquired the wealth that I accumulated in the stock market. I continue taking risks and often come out a winner but no one can win them all. In my case, I have won most of them providing me with a very comfortable retirement. My relatives only invested what they could afford to lose and thank GOD almost all of them are well-paid professionals and financially well off.
In addition, considering all that I have done for all of them over the years I'm sure that none of them would except any money that I could easily afford to give them. In any case their losses are insignificant compared to their overall personal wealth.
I bet you couldn't afford to lose anything in the market so you just watch what others are doing. I truly feel sorry for you.