Almost all posts overnight bring up good points.
Post# of 40989
In my opinion, I think the DE is real and only the penalty portion is negotiable. Which is why Finra name change has not happened. I think Winston mentioned pay it off in installments. Although that is an option Finra will not approve name change until final payment is made.
I'm hoping that SB will release some great news soon that will change the attitude of people and stock price.
MSP