Definitely Zadie, insurance companies are inevitab
Post# of 40989
The link below is an in-depth 2018 distracted driving report. It clearly shows incidences of distracted driving are increasing regardless of new laws, fines, and increased insurance rates. Also states distracted driving has an economic impact of $129 billion per year. The report does a nice comparison to drunk driving.
https://www.thezebra.com/distracted-driving-report-2018/