$TWGI Proprietary Solutions — Our cost-effective

[b]$TWGI[/b] Proprietary Solutions — Our cost-effective technologies are easy to use and agnostic of expensive providers. WikiPay and WikiBlast work on any mobile phone, smartphone or internet-enabled device, and leverage existing infrastructure to reduce changes in customer behavior, while significantly reducing cost. WikiLoan is available online and provides secure and efficient transactions to under-served communities that cannot access traditional lending sources.