What financial products does Ex-Im Bank presently
Post# of 4466
- direct loans with fixed interest rates made by Ex-Im Bank to foreign buyers of U.S. goods and services;
- medium- and long-term loan guarantees of loans made by lenders (usually commercial banks) to foreign buyers of U.S. goods and services, with Ex-Im Bank promising to repay the lender, if the buyer defaults, the outstanding principal and accrued interest on the loan;
- working capital finance, through loans and guarantees by Ex-Im Bank, to facilitate finance for businesses, primarily small businesses, who have exporting potential but need working capital funds (e.g., to buy raw materials or supplies) to produce or market their goods and services for export; and
- export credit insurance by Ex-Im Bank to exporters and lenders to protect against losses of nonrepayment for commercial and political reasons.
Source: https://fas.org/sgp/crs/misc/R43671.pdf