Many 30 & under college students/Top University's

Many 30 & under college students/Top University's are being trained & or Promoting to get on to 2FA/MFA/OOBA & spreading awareness of cyber security as I mentioned several times in the past.

Harvard,Duke,NYU,Stanford,UPenn and most likely all major educational institutions around the world will have a taste of SFOR's MFA/OOBA & more.

http://iam.harvard.edu/files/iam/files/lunch-...rn-mfa.pdf
https://oit.duke.edu/what-we-do/applications/...entication
http://www.nyu.edu/life/information-technolog...d/mfa.html
https://uit.stanford.edu/service/webauth/twostep
http://www.upenn.edu/computing/weblogin/two-step/

( Further Research points that 60% of Colleges/University's are getting on to this)

http://doit.niu.edu/doit/security/multifactor...tion.shtml

Rules of engagement has changed since president Obama launched STOP-THINK-CONNECT cyber security policy in 2015 https://www.dhs.gov/stopthinkconnect to safe and secure every US consumer/Citizen and recent NIST Cyber Security policy document for US consumers updated in Feb 2017 tells the tale of that story , targeting every consumer/US Citizen no matter what their Age group is.

Over 18, majority of kids get debit cards and in one way or other via PCI, SFOR will reach these consumers to safeguard them.