Really research SBI Ripple Asia. They are the powerhouse that brought the huge Japanese banking consortium to partner with Ripple. The CEO says he believes XRP WILL BE THE GLOBAL STANDARD IN PAYMENTS. see his interview. Also look at this quarterly financials report. on page 78 it mentions that as the largest remittance company in Asia they are in alliance with 350,000 Moneygram Agent locations in 200 countries.
Its just one of the many reasons i decided to buy XRP.
http://www.sbigroup.co.jp/english/investors/d...ations.pdf
https://ripple.com/insights/sbi-holdings-view...aka-kitao/