With e-trade if you have over 2k in the account you can upgrade to Margin account for free and it makes funds available immediately. Once I sell a ticker for profits and hit refresh it shows up as available purchase funds so I can nail the next play if I choose. With the Margin account I think you basically borrow against e-trade until the money clears. It also gives you higher purchasing power than your own capital in the account. Check it out!!
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****Disclaimer**** Nothing I post is meant to be investment advice. Please do your own DD and research. At the end of the day we are all responsible for our own actions. I click the buy button and I click the sell button. I and I alone.