That's funny I have a cash account with another institution with 200 free trades a year and don't have to wait 3 days after a trade. When I talked to them about a margin account three said it was pointless for me if I wasnt margin trading.... guess we have had different experiences. If 95% of retail is in margin accounts they are more likely day traders and shortd not investors, from what I understand.
GLTM
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If you try to defend yourself against lies of the board moderators your post will be deleted. Just like the board they claim to be better than!!! Watch who you trust especially the "long term investors" that support the real attackers!