found this interesting: The 28% maximum rate also

found this interesting: The 28% maximum rate also applies to the taxable part of a gain from selling certain small-business stock that qualifies for a special 50% or 75% gain exclusion rule (under the tax code). Basically, these are shares in relatively small corporations that were originally issued to you and that you’ve owned more than five years. Consult your tax adviser if you think you have any shares fitting this description.
http://www.marketwatch.com/story/capital-gain...2015-02-18


.....sounds like that may apply for LT QMC sh. Don't know, but worth checking into.....when that time comes